Choosing an Attorney

When filing for bankruptcy under Chapter 7 or Chapter 13, you will need to hire an attorney. Depending on which chapter under which you choose to file, you will want an attorney experienced in filing petitions for that specific chapter of the bankruptcy code. While an attorney may be very experienced in petitioning under Chapter 7, he or she may know little about Chapter 13 and vice versa, so you must select your attorney carefully. Some of the resources you can use for finding a qualified attorney are:

  • Friends or relatives – they may know of an attorney who has handled Chapter 7 or Chapter 13 bankruptcy petitions.

  • The bankruptcy judge's office in your area – ask for the names of several attorneys in your area who file Chapter 7 and Chapter 13 cases.

  • Lawyer Referral Service – call the chapter sponsored by your State Bar. Ask for the names of attorneys in your area who handle Chapter 7 and Chapter 13 cases

    >> LegalMatch.com - Need a Bankruptcy Lawyer?

  • The Yellow Pages – check your telephone book. After individual listings, attorneys are listed by specialty. Some attorneys designate family law, debtor law, taxation, or other specialties. Look for attorneys designated under bankruptcy, consumer or debtor law.

 





Debt Consolidation Strategies
How to consolidate
Lower interest payment
Debt consolidation loan
Debt management program
Debt consolidation services

What to Do When You're in Debt

Do not ignore
How to deal with reduced income
If you are unable to meet credit payments
Decide which debt to pay first
Dealing with a short-term crises

Essential Steps in Getting Out of Debt

Admit problem
Understand debt
Assess situation
Check credit report
Create a budget
Repayment plan
Negotiate
Discipline yourself
Consolidate debts
Debt counseling
Bankruptcy

Dealing With Creditors

Creditors
Collection agencies
Your rights
Creating a Budget Plan
Debt Repayment Plan
Credit Card Debt
 

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